TIME IS OF ESSENCE

Having made it through 2020 by the grace of the Almighty God, we are already a week old into 2021. By a single tick of the clock, a second goes by, then a minute and later an hour and subsequently a day is over. In a blink of an eye, the year will come to a close. The question that you are supposed to ask yourself at the close of each day is; what was my achievement today? 
In order to answer this question with confidence and enthusiasm, you're supposed to have a daily plan of your life which will not only aid you in observing proper time management but also perfect your day to day routine by ensuring that each particular day is successful utilized .
But why time management? The answer to this intriguing question is hidden in the words of a great 14th century English poet, Geoffrey Chaucer, who once said; "Time and tide wait for no man." In my own words; "No one is rich enough to buy time back." That's definitely why you should manage your time well.
Citing the dreadful memories of 19 years ago, I am extremely hesitant towards any numerals related to nine eleven. (9:11) Needless to say, I couldn't come anywhere close to intelligence without acknowledging the wisdom of the wisest man to have ever walked on planet earth. His scriptural words of wisdom are inked in Ecclesiastes 9:11 "I have seen something else under the sun: 'The race is not to the swift or the battle to the strong, nor does food come to the wise or wealth to the brilliant or favor to the learned; but time and chance happen to them all."
It doesn't matter who you are or where you are in life in reference to position or location, every human being gets 86,400 seconds a day which is 1440 minutes a day or in a more simplistic approach, 24 hours a day. What matters is what you do with your time. In other words, what matters is how you spend your time.
According to my school of conscious thoughts, time, which is a snippet of eternity and a constant variable is most valuable and the most affordable resource in humanity because it's free. In life, there are only two resources you can spend, namely; Time and Money.
While time is an independent resource, money is dependent upon time. This means that, the money you earn is dependent upon the time you invest. Time begets money but money can never beget time, thus the phases like: it's just a matter of time and my lifestyle will change. 

United States government understands the relationship between time and money very well and that's why the money you earn is based on the time you've put in. (You have worked)
To attest the truth in the title of Benjamin Franklin's 1748 book; 'Remember time is money,' and simultaneously honor him as one of the founding fathers of United States of America, in 1914, the treasury decided to include Benjamin Franklin's portrait on the hundred dollar bill which is the highest legal tender bill in the land. In essence, the distance between your struggles and your success is time and how well you will spend it. 
On the other hand, there are only two powers that control time and money. These powers are; discipline and sacrifice and to my surprise, they are fundamentally interdependent. In order to elevate yourself from mediocrity, you should invest extra time working and in return earn decent money which you need to spend wisely in order to elevate yourself in life.
While investing extra time is a matter of sacrifice and discipline, spending your money wisely is a matter of discipline and sacrifice. When it comes to time and money, discipline and sacrifice are applied interchangeably. 
Apart from sharing common control powers, (CCP) time and money have another commonality. Both of them don't possess any intrinsic character. The constitutive ability of time or money is dependent upon the character of the beholder. 

The two scenarios that will aid you to a better understanding of my claim are;

*Two employees who work equal hours and earn an equal salaries but one advances in life while the other leads a mediocre life.
*A janitor who earns a quater of his employer's salary after working double  the time his employer works but eventually becomes more successful than his employer.
These two scenarios are a crystal-clear indication that; the discipline and sacrifice you will observe over your time or money will contrive to the level of constitutive ability in either of them. In other words; it doesn't matter how much time or money you have, if you squander either, you will fall short in the conversion of the presumption that; time and money hold a constitutive ability naturally into the reality that; time and money are futile under the care of a spendthrift. That's why some people outdo others even when they are subjected to the same working hours and similar income. 
It's not how much time or money you have, the constitutive ability or lack of it altogether is determined by how well or poor (your character) you spend time or money in your possession.
It's my humble request and sincere prayer that one among your numerous resolutions of 2021 is to utilize time and money to the maximum through a great time and money management strategy in a dire need to record a great achievement when the year comes to a close. Kindly go ahead and spend your time doing the right things and spend your money wisely because: "We must use time wisely and forever realize that the time is always ripe to do right.” Nelson Mandela.